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Sofi AI

Privacy Policy

Last updated: June 20, 2025

Read how Sofiapp LLC protects your privacy and data. Learn about our data collection, use, and security practices for the Sofi AI Money Tracker app.

1. Information Collected and Its Use

1.1 Personal Information: We collect your name, country of residence, and currency. This information is used exclusively to personalize your experience within Sofiapp LLC, ensuring the application adapts to your specific needs.

1.2 Email Data (Gmail): The application requests read-only access to your Gmail emails. This allows us to send them to our Artificial Intelligence providers (OpenAI and Gemini) for secure analysis. If the AI determines that an email contains relevant transactional information, only the specific transaction data will be extracted and recorded. To be clear: we do not store the full content of your emails in our databases, nor do we modify their original content. We also do not access banking information or passwords through this process.

2. Purpose of Information Use

  • Personalize your experience: Adapt the interface and features of Sofiapp LLC to your preferences.
  • Provide automatic expense tracking services: Analyze your emails to efficiently identify and record your financial transactions.
  • Improve application functionality: Use anonymized and aggregated data to optimize the performance and features of Sofiapp LLC.
  • Comply with applicable legal or regulatory requirements: When strictly necessary and within the legal framework.

3. Disclosure and Sharing of Information

At Sofiapp LLC, your privacy is our priority. We do not sell, rent, share, or distribute your personal information or the content of your emails to third parties for marketing or advertising purposes.

The only exception for data sharing is with our Artificial Intelligence providers (OpenAI and Gemini) for the processing and extraction of transactional data, as detailed in section 1.2. These providers operate under strict confidentiality and security agreements that prohibit the use of your data for any purpose other than processing for Sofiapp LLC.

We will only disclose information when strictly required by law (e.g., a valid court order), in the case of legal investigations, or to protect our legal rights or the safety of our users, always within legal limits and Google's policies.

4. Data Security

We have implemented robust technical, administrative, and physical measures to protect your personal information and Gmail data against unauthorized access, loss, misuse, or disclosure. This includes data encryption, strict access controls, periodic security audits, and adherence to industry best practices. However, while we strive to the maximum, it is important to understand that no system on the internet can guarantee absolute security.

5. Third-Party Services

Sofiapp LLC uses essential third-party services (such as OpenAI and Gemini APIs) to provide its core functionality. We ensure that these services comply with strict security and confidentiality standards, and that the processing of your data by these third parties is strictly limited to the purposes described in this Privacy Policy. For greater transparency, we invite you to review the privacy policies of our AI providers: OpenAI Privacy Policy and Google Privacy Policy (for Gemini).

6. User Rights

As a user of Sofiapp LLC, you have the right to:

  • Request access, rectification, or deletion of your personal information that we hold.
  • Revoke Sofiapp LLC's access to your emails at any time. You can do this directly through your Google account security settings (see the "Apps with access to your account" section).
  • Request an explanation of how your data is used.

7. Data Retention

Personal information and transaction data (not full emails) will be retained only for as long as necessary for the purposes described in this policy, to provide the Sofiapp LLC service, or as required by law. Once the data is no longer needed, it will be securely deleted.

8. Changes to this Privacy Policy

We reserve the right to update this Privacy Policy periodically to reflect changes in our data practices or applicable legislation. We will notify you of any significant changes within the application or through our website. Updates will take effect immediately upon publication. We recommend reviewing this policy regularly.

9. Dispute Resolution and Governing Law

Any dispute related to this Privacy Policy will be resolved in accordance with the laws of the State of Delaware. By using Sofiapp LLC, you accept the jurisdiction of the courts of the State of Delaware for the resolution of such disputes.

10. Contact

If you have questions, concerns, or wish to exercise your rights related to the privacy of your data, you can contact our support team at: [email protected]. We are here to help you.